Venezuelan public banking enhances digital access to currencies for individuals

Published at: 19/02/2026 11:44 AM

The Venezuelan state banking sector has taken a decisive step in the digitalization of the economy by facilitating the purchase of foreign exchange in a direct and simplified way, through the Workers' Digital Bank (BDT), the Bank of Venezuela (BDV) and the Treasury Bank (BT).

These financial institutions have 100% virtual mechanisms to acquire currencies and manage it immediately from their freely convertible accounts.

The Workers' Digital Bank has enabled its service through the BDT-Online platform, with the BDT Prepaid Visa Card, which gives users the freedom to make payments on international electronic platforms or to carry out purchases in the national territory from their backup account.

For its part, the Bank of Venezuela reported massive success, allowing more than 264,500 natural customers to acquire foreign exchange through the BDVapp.

In just three weeks since its approval, the entity has traded more than 50 million dollars, demonstrating rapid adoption by users, especially during the past days of Carnival, BDV press reports.

To access this service in the BDV, customers only need to have their free convertible account and the mobile app active.

The exchange market of this institution will operate throughout the month of February from 8:00 a.m. to 3:00 p.m., allowing purchases starting from 1 dollar up to a daily limit that has been progressively increased to 1,000 dollars per customer.

A key element in this strategy is the BDV International Card (TI), which already has more than 1 million 200 thousand customers. This instrument is automatically assigned by the institution, since once the “Internet Consumption” option is activated in the BDVapp, the charges are made directly to the foreign exchange account.

For its part, the Banco del Tesoro also joined the Foreign Exchange Auction system established by the Central Bank of Venezuela (BCV), for individuals on its Tesoro Online digital platform, with a minimum amount of USD 1 to USD 5,000, through the Digital Treasury Account, where they can receive electronic dollars directly on their Master Debit card and make international purchases.

With currencies, customers can make purchases online, pay on streaming platforms and make payments at points of sale abroad. Funds in electronic dollars allocated to the Digital Treasury Account cannot be withdrawn in cash.

Mazo News Team